Medical
The medical program, administered by BCBS of TX, provides the framework for your health and well-being. To better meet the varying needs of our employees, Southwest Public Schools offers the medical plans described on the following page.
- BCBS Medical Blue Essentials HMO 047- MTBEE047 – SBC 2023
- BCBS Medical Blue Choice PPO 023 – MTBCP023 – SBC 2023
- BCBS Medical Blue Choice PPO 016 – MTBCP016 – SBC 2023
- BCBS Medical HMO 047 – Member Benefit Booklet
- BCBS Medical PPO 016 – Member Benefit Booklet
- BCBS Medical PPO 023 – Member Benefit Booklet
- Blue Essentials HMO Provider Finder
- TX Group Blue Essentials HMO
Tele-Health
Virtual Visits, provided by Blue Cross and Blue Shield of Texas (BCBS of TX) and powered by MDLIVE®, are a convenient alternative for treatment of more than 80 health conditions. With Virtual Visits, the doctor is always in. Get 24/7 nonemergency care from a board-certified doctor by phone, online video or mobile app from the privacy and comfort of your own home.
Dental
Good health begins in your mouth. Dental Insurance pays for regular dental checkups and cleanings. It also makes treatment for cavities, root canals, and other conditions more affordable.
- Dental HMO Benefit Summary
- Humana Dental Trad Plus MAC 100-100-60 – Ben Summ 2023
- Humana Dental Trad Plus U&C 100-80-50 – Ben Summ 2023
- Dental Member Benefit Guide 2023
- Dental Member ID Card
- Dental Oral Health Flyer
- Claim Form
- MyHumana Flyer
- Physician Finder
- What is your Dental IQ Flyer
- Dental Hygiene Video
Vision
Your vision health is an important part of complete wellness. Vision benefits are designed to give you and your covered family members the care, value, and service to help maintain good vision and overall health. This plan encourages yearly exams along with the frames and lenses you want.
Flexible Spending Account
A Flexible Spending Account (FSA) lets you pay for eligible expenses with tax-free money. You contribute to an FSA with pre-tax money from your paycheck each pay period. This, in turn, may help lower your taxable income.
Employer Paid – Basic Life & AD&D
Protecting your family’s future is no doubt one of your highest priorities. One way to help achieve this goal is through life insurance. Southwest Public Schools provides you with a valuable basic life insurance plan at no cost to you.
Voluntary Life & AD&D Insurance
In addition to your Basic Life Insurance, you have the opportunity to purchase additional Voluntary Life/AD&D insurance protection from the Standard. This benefit is designed to help provide financial security for you and your family. This coverage is an employee-paid benefit.
Educator Disability Insurance
Educator Disability Income Protection from The Standard helps school employees (grades K-12) protect their income by meeting their specific needs, including leaves of absence, coverage during school breaks and vacations, and summer earnings. Educator Options provides a monthly benefit to eligible employees who are partially or totally disabled due to a covered physical disease, injury, pregnancy or mental disorder.
Accident Insurance
Accidents happen. The Standard Accident Insurance helps you handle these unexpected events by paying cash directly to you. The plan pays regardless of other coverage you have, and there are no restrictions on how you may use the money.
Critical Illness with Cancer
Medical insurance alone can’t stop a major diagnosis from draining an employee’s finances. Copays, deductibles, alternative treatments — these unexpected expenses add up quickly. Critical Illness insurance gives your employees
an affordable option for easing the financial burden that can come with a serious illness. Under this plan, children
are covered automatically at no extra cost.
Hospital Indemnity Insurance
A trip to the hospital can be costly – and many employees aren’t prepared for the out of pocket expenses that come with a hospital stay, even with medical coverage. Hospital Indemnity insurance pays cash benefits to employees in the event of a hospitalization, regardless of treatment costs or other insurance coverage. It’s an affordable way for employees to keep their finances on track.
Employee Assistance Program
The Employee Assistance Program is offered to all employees and immediate family members of Southwest Schools, regardless whether or not you have health coverage through Southwest Schools. The EAP provides a variety of telephonic and web assistance designed to help you with personal problems that may affect your daily life, such as financial and legal issues, elder care, or planning for college.